The Psaros Center for Financial Markets and Policy at Georgetown University’s McDonough School of Business provides vital thought leadership by conducting original research, widely sharing its findings, and teaching the next generation of finance and policy leaders.
Addressing the Challenges of Credit Reporting: Reducing Consumer Stress
This paper discusses the complexities of credit scores and reporting in the U.S., consumer awareness, and rising complaints about scoring inaccuracies. It explains the challenges of accurate reporting and advocates solutions to mitigate these challenges.
Open Banking: Lessons, Challenges, and Opportunities
In October 2024, the CFPB unveiled its Open Banking rule, reshaping how financial data is shared. But with new opportunities come key challenges. Read this paper to learn more about what this ruling means for consumers, banks, and fintechs.
Looking Back on the US Economy in 2024 and its Outlook for 2025
This paper reviews 2024’s economic status, highlighting stronger-than-expected growth and persistent inflation. It also explores risks for 2025, including shifting federal policies on tariffs and immigration, and the labor market's vulnerability amid evolving monetary dynamics.
Navigating 2025 Financial Regulatory Leadership: A Review of the SEC, CFTC, and Federal Reserve
This paper examines the possible shifts in some financial regulatory agency leadership in the transition to the next administration due to resignations and variations in terms
The innovation and uncertainty surrounding the growing prominence of artificial intelligence in the financial services industry is analyzed as major institutions integrate AI to improve operations while challenges such as data quality, privacy concerns, and regulatory compliance remain significant.
Economic Update: The U.S. Is Not in A Recession, But We Should Still Take Steps to Avoid One
Using current labor market and consumer spending data, Tedeschi examines the current state of the United States economy and whether it is headed toward a recession or not.
This visual guide breaks down everything you need to know about how American workers are performing in 2024 including current productivity trends, key factors influencing performance, and pre and post-pandemic data.
FMQ Webinar: A Path Forward for Regulating Crypto Markets with Jay Clayton and Tim Massad
Former SEC Chair Clayton and former CFTC Chair Massad discuss their proposal on the regulation of crypto markets, digital assets, stablecoins, as well as DeFi and oversight by regulators and Congress.
