Visiting Fellow Marshall Lux Featured in American Banker

Open banking is transforming financial services worldwide, but is the U.S. positioned to fully embrace its potential? In a recent American Banker article, Visiting Fellow Marshall Lux and Research Assistant Olivia Zhao explore the opportunities and challenges ahead.

With the right regulatory framework and innovation mindset, open banking can drive competition, enhance customer experiences, and create a more inclusive financial ecosystem. Without decisive action, the U.S. risks falling behind global counterparts already leveraging open finance to its full potential.

Read the article for insights on how policymakers, banks, and fintechs can collaborate to unlock the power of open banking.