Visiting Fellows White Papers

Stablecoin Markets and Mitigating Illicit Finance

July 21, 2025 Version: 4

As momentum builds in Washington around crypto and stablecoin regulation, the market for stablecoins is quickly expanding. New legislation, shifting political priorities, and increased institutional interest are setting the stage for a more formalized, regulated stablecoin ecosystem.

In their latest research paper, visiting fellow Yaya J. Fanusie and research assistant Isabella Terry discuss:

  • The rapid growth of fiat-backed stablecoins
  • Ongoing risks in secondary markets and OTC transactions
  • Gaps in AML enforcement
  • The global coordination challenge around FATF guidance

While stablecoins present opportunities for innovation and financial inclusion, they also carry risks, particularly when it comes to illicit finance and cross-border enforcement gaps.

As the U.S. moves toward a more regulated environment, now is the time to ensure the stablecoin market grows safely, securely, and globally aligned.

read the white paper