Thought Leadership

New Research: An Overview of the Dodd-Frank Act and its Evolution

July 8, 2025 Version: 4

As we approach the 15th anniversary of the Dodd-Frank Act, this new white paper by visiting fellow Marshall Lux and research assistants Rohan Mistry and Michael Sapozhnikov revisits its origins, key provisions, and long-term impact on financial stability and consumer protection.

From the creation of the FSOC and CFPB to the introduction of stress tests and the Volcker Rule, Dodd-Frank remains one of the most significant financial regulatory reforms in U.S. history. Its evolution continues to shape debates on risk, oversight, and the future of global finance.

read the white paper